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This page explaining the features of AXA Smart Drive coverage provides good insight into auto insurance in Thailand. AXA was the first auto insurance company we chose to represent. Now, we also represent LMG, Thai Sri, and MSIG. They all provide policies translated into English.
Free Pre-Inspection Service! (Note: Request Auto Insurance Quote is at bottom of page).
1. If your car is a used
one, we provide a free pre-inspection to the existing condition of your car
prior to insurance acceptance.
2. SmartDrive is tailored for sedans, pick--ups and passenger cars (£ 3
tonnes), in use less than 5 years.
3.Sedans, in use less than 3 years, are eligible to insure under Dealer’s
Garage-Repair Premium Package.
4.Used cars, in use over 5 years, and other types of vehicle, please contact
AXA officers.
Discounts on Premium
1. Fleet Discount:
10% in case of 3 cars or more are insured.
2. No Claim Bonus : 20-50% on your next year’s renewal
premium if no claim has beenmade in accordance with the policy provision.
Note: The eligible No Claim Bonus you have
earned from your current insurer is honored and transferable when you renew your
motor insurance under SmartDrive.
More Peace of Mind with AXA Roadside Service
In addition
to AXA Hotline Service available for motor claims notification, SmartDrive adds
more peace of mind to you anywhere in Thailand with AXA Roadside Service in the
event of unexpected motor troubles. Just call one single number :
0-2642-6688
Free maximum 20 litres of gasoline Per year
Free unlimited number of emergency medical transfers
Free labor cost for emergency roadside repair (Light repair
with maximum Baht 1,500 Per event)
Free towing fee within the first 100 kms.
Free 2-day car rental (Maximum Baht 1,500 Per day)
Free accommodation for 2 nights (Maximum one room at Baht
1,500 Per night)
Free repatriation of the mortal remains
Coordinating for alternative driver
Exclusions
While driving outside Thailand, while using
the car to commit a felony, while involving in a speed racing, depreciation in
value or wear & tear, breakage of engine or failure of engine or electrical
system not related to an accident, use of vehicle not specified in the policy
schedule, while driven by a Person under the influence of alcohol and has an
alcohol content of not less than 150 milligram percent, while driven by Person
unlicensed to drive or license being revoked or use of vehicle irrelevant type
of license, for example, use of motorbike license to drive a motor car, etc.
Table of Benefits
| Benefits and Coverage |
Sum Insured (Baht) |
Compulsory (This is available from all auto insurers It is also available
Third Party Liability
through The Land Transportation Office where you register.)
(As per Road Accident Victims Protection Act) (Prices and coverage same) |
100,000 Per Person : 5,000,000 Per
Accident
|
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Voluntary This coverage upgrades your compulsory 3rd party protection.
1.Third Party
Liability Cost and actual coverage may vary from company to company.
-Bodily Injury/ Death (Third Party & Passengers)
-Third
Party Property Damage
Note: Legal Defense Cost on your behalf
included.
New Option: It is possible now to cover you car for Colision, fire and theft under this coverage (for extra cost) and avoid the higher cost of First Classs Comprehensive Coverage. (See coverage # 2. - below)
|
2,000,000 Per Person : 10,000,000 Per Accident
5,000,000 Per Accident |
|
2.Own Damage to the Insured Vehicle
(Full Coverage)
-All Risks for Collision, Overturning, Car Theft Including Accessories,
Robbery, Riot & Strikes, Terrorism, Malicious Act, Fire, Lightning,
Explosion and Perils of Nature
|
80-90% of car value |
3.Personal Accident Insurance
- 1
Driver and 6 Passengers This is Accidental Death & Disability coverage. |
100,000 Per Person |
4.Medical Expenses
- 1 Driver and 6
Passengers |
100,000 Per Person |
| 5.Bail Bond This can be upgraded |
200,000 Per Accident |
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