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LMG Comprehensive | LMG
Pacific Mega Series
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LMG Comprehensive
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Low-end coverage. Renewable for life. Low price coverage for
budget conscious seniors. New applicants Age 60 and above are required to take a
physical at their own expense. Surgery paid by Surgery Schedule.
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Besic
Benefits
Descriptions & Coverage |
Basic Coverage
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| Standard |
Executive |
Premier |
Maximum Coverage (determined by each benefit)
(All
figures are in Thai Baht) |
See below |
See below |
See below |
| Inpatient and Day care |
| Room and Board including nursing service Up to 45 days (Maximum payable per day) |
1,500 |
3,000 |
5,000 |
| ICU Charges Up to 15
days. (Maximum per day) |
3,000 |
6,000 |
10,000 |
| Hospital General Expenses
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| Hospital general expenses including drugs, dressings,
X-rays, Laboratory tests, physical therapy and use of operating theatre and
emergency treatment. (Maximum payable per disability) |
20,000 |
30,000 |
50,000 |
| Emergency treatment - First visit within 24 hours of
emergency and 15 days follow up (included in hospital general expenses) |
4,000 |
6,000 |
10,000 |
| Surgical Fee |
| Surgical fees per disability (pays percentage of benefit of
accordance with conplexity of the procedure as per policy schedule.) |
40,000 |
50,000 |
80,000 |
| Anaesthetist's Fees (30% of Surgeon) |
12,000 |
15,000 |
24,000 |
| Operating room charge |
100% |
100% |
100% |
| Physicians Fee |
| In-Patient physician's fees for doctor visit Up to 45 Days (one visit per day) |
500 |
800 |
1,200 |
| Specialist's Fee |
4,000 |
6,000 |
10,000 |
| Major Medical |
| No Major Medical coverage |
0 |
0 |
0 |
| Personal Accident |
| Personal Accident - limp sum payment in the event of death
or dismemberment. |
50,000 |
75,000 |
100,000 |
| Repatriation & Evacuation
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| No Repatriation & Evacuation |
0 |
0 |
0 |
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Expanded
Benefits
Descriptions & Coverage |
Expanded Coverage
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| Standard |
Executive |
Premier |
Added Maximum Coverage
(All figures are
in Thai Baht) |
750,000 |
1,250,000 |
2,500,000 |
| Inpatient and Day care |
| Room and Board including nursing service After to 45 days (Maximum payable per day) |
2,000 |
4,000 |
6,000 |
| ICU Charges After to 15
days. (Maximum per day) |
100% |
100% |
100% |
| Hospital General Expenses
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| Hospital general expenses including drugs, dressings,
X-rays, Laboratory tests, physical therapy and use of operating theatre and
emergency treatment. (Maximum payable per disability) |
100% |
100% |
100% |
| Emergency treatment - First visit within 24 hours of
emergency and 15 days follow up (included in hospital general expenses) |
0 |
0 |
0 |
| Surgical Fee |
| Surgical fees per disability (pays percentage of benefit of
accordance with conplexity of the procedure as per policy schedule.) |
20,000
Additional |
25,000
Additional |
40,000
Additional |
| Anaesthetist's Fees (30% of Surgeon) |
+6,000 |
+15,000 |
+24,000 |
| Operating room charge |
100% |
100% |
100% |
| Physicians Fee |
| In-Patient physician's fees for doctor visit After 45 Days (one visit per day) |
1,200 |
1,500 |
2,000 |
| Specialist's Fee |
100% |
100% |
100% |
| Major Medical |
| No Major Medical coverage |
0 |
0 |
0 |
| Personal Accident |
| Personal Accident - limp sum payment in the event of death
or dismemberment. Can be increased by paying additional premium. |
1.50 baht per 1,000 baht |
1.50 baht per 1,000 baht |
1.50 baht per 1,000 baht |
| Repatriation & Evacuation
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| No Repatriation & Evacuation |
0 |
0 |
0 |
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| Option 1 Outpatient Coverage
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Standard |
Executive |
Premier |
| Pay 80% of
elegible outpatient expenses for all disabilities per year up to the following
limits : |
| Doctor Consultation (including medication) Maximum per visit
up to 30 visits per year. |
500 |
600 |
1,000 |
| Consultation with specialist. Limit per visit (Doctor
referral). Up to 10 visits per year. |
500 |
1,000 |
1,500 |
| Medicines personbed for a covered disability. Limit per
year. |
8,000 |
12,000 |
20,000 |
| Laboratary, X-rays, Diagnostic Tests requied for treatment.
Limit per year. |
3,000 |
5,000 |
10,000 |
| Physical therapy and chiropracter treatment when recommended
by a doctor. Max 10 visit per year. |
300 |
500 |
800 |
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| Option 2 Outpatient Coverage
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Standard |
Executive |
Premier |
| Pay 100% of
elegible outpatient expenses for all disabilities per year up to the following
limits : |
| Doctor Consultation (including medication) Maximum per visit
up to 30 visits per year. |
500 |
750 |
1,000 |
| Laboratary, X-rays, Diagnostic Tests requied for treatment.
Limit per year. |
1,000 |
1,500 |
2,000 |
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