VOLUNTARY INSURANCE

Having Compulsory Insurance doesn’t get you off the hook if the injured party’s medical costs are quite high or if the deceased’s relatives think that the life of the deceased was worth more than 100,000 baht. In addition, the Compulsory Insurance doesn’t cover any property damage you may have caused. And, what happens if you get taken to jail?

Voluntary Third Party Insurance pays in addition to what the Compulsory Third Party Insurance pays. Here is what it normally covers:

THIRD PARTY LIABILITY

Bodily injury  

100,000 baht per person

Death 

100,000  baht per  person 

Maximum  payable

10,000,000 baht  per occurrence

Property damage

200,000 baht per occurrence

PA (ACCIDENT AND DISMEMBERMENT)

50.000 baht (for driver)

BAIL BOND (GET OUT OF JAIL)

200,000 baht per occurrence

Premium charges are determined  by your bike's engine size.

Third-Party Voluntary Coverage