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MSIG's HEALTH COVERAGE HAS BEEN DISCONTINUED. A NEW SET OF HEALTH PLANS ARE COMING SOON!
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| Benefits |
Standard |
Executive |
Golden Premier |
| Overall Maximum Limit (per person per year) |
500,000 |
3,000,000 |
7,000,000 |
| Subject to sub-limits stated below
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| 1. Hospital and Related Services
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| 1) Per Year For all HR Benefits |
500,000 |
1,000,000 |
2,000,000 |
| 2) Per Day Room & Board |
1,700 |
3,500 |
*ST/SB/AC |
| ICU |
As Charged |
As Charged |
As Charged |
| Doctor's Visits |
As Charged |
As Charged |
As Charged |
| 3) Per Operation Max.Sergical Benefits |
300,000 |
600,000 |
As Charged |
| 4) Per Claim Day Care Surgery deduct Bht. 1,000 |
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| Pre-Hospital within....days of admission |
30 days |
60 days |
60 days |
| Post-Hospital within....days of discharge |
60 days |
90 days |
90 days |
| 5) Per Disability OPD - Kidney Dialysis |
Included |
Included |
Included |
| OPD - Cancer Treatment |
Included |
Included |
Included |
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| 2. Organ Transplantation -
Kidney/hearth/liver/lung/bone marrow |
As Charged |
1,000,000 |
2,000,000 |
3. Emergency Medical Assistance &
Evacuation
a) Only International
b) Both Domestic &
International Cover |
N/A |
a) 1,000,000 |
b) 1,000,000 |
| 4. Increased International Cover for
H&R |
N/A |
N/A |
2,000,000 |
| 5. Outpatient Service |
N/A |
N/A |
Optional |
| *ST/SB/AC = Standard Class Single Bedded Air -
conditioned room |
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| PREMIUMS FOR 1ST ENROLMENT
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| Age Band (years) |
Standard |
Executive |
Golden Premier |
| 1 - 17 |
6,530 |
10,440 |
15,128 |
| 18 - 39 |
10,447 |
16,702 |
22,591 |
| 40 - 49 |
13,058 |
20,878 |
28,222 |
| 50 - 55 |
17,140 |
27,401 |
36,031 |
| FOR RENWAL ABOVE AGE 55 THE FOLLOWING
PREMIUMS WILL BE APPLIED |
| 56 - 59 |
17,140 |
27,401 |
36,031 |
| 60 - 64 |
22,850 |
36,534 |
47,503 |
OPTIONAL OUTPATIENT SERVICE for GOLDEN
PREMIERPLAN
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| PREMIUMS FOR 1ST ENROLMENT |
Option A |
Option B |
| Age Band (years) |
40,000 / year with Deductible 750 / claim or
course of treatment |
50,000 / year with Deductible 500 per doctor's
visit |
| 1 - 17 |
1,626 |
1,221 |
| 18 - 39 |
3,247 |
2,435 |
| 40 - 49 |
4,060 |
3,046 |
| 50 - 55 |
5,330 |
3,998 |
| FOR RENWAL ABOVE AGE 55 THE FOLLOWING
PREMIUMS WILL BE APPLIED |
| 56 - 59 |
5,330 |
3,998 |
| 60 - 64 |
7,102 |
5,327 |
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OPTIONAL MATERNITY BENEFIT (12 Months Waiting
Period, Age 18-39)
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| Availble Plan |
Benefits |
Premiums |
| With EXECUTIVE PLAN |
30,000 for Normal Delivery
50,000 for
Complicated Delivery |
11,695 |
| With GOLDEN PREMIER PLAN |
50,000 for Normal Delivery
80,000 for
Complicated Delivery |
19,491 |
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